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Terms & Conditions

Conditions of use

By using this website, you acknowledge assent to the following conditions of use without limitation or qualification. Please read the conditions carefully before using this website. The terms and conditions can be revised any time by updating this posting. You are unconditionally required to abide by any such revisions therefore you must periodically visit this page to review the current terms and conditions applicable thereof.

To the fullest extent permissible pursuant to applicable laws, the contents on this website are provided “as is” and without warranties or assurance of any kind either expressed or implied and Advantedge Inc. and its Subsidiaries and Affiliates (collectively, “Advantedge”) disclaim all warranties, expressed or implied, including, but not limited to, implied warranties of merchantability and fitness for a particular purpose. Advantedge does not warrant that the functions contained in the materials will be uninterrupted or error-free, that defects will be corrected, or that this website or its server are free of viruses or other harmful components. Advantedge does not warrant or make any representations regarding the use or the results of materials use on its website in terms of correctness, accuracy, reliability, or otherwise. You (and not Advantedge) assume the entire cost of all necessary servicing, repair, or correction. The information and descriptions contained herein are not necessarily intended to be complete descriptions of all terms, exclusions and conditions applicable to the products and services, but are provided solely for general informational purposes; please refer to the actual policy or the relevant product or services agreement.This website may be linked to other websites which are not maintained by Advantedge. Therefore Advantedge is not responsible for the content of websites. The inclusion of any link to such websites does not imply approval of or endorsement by Advantedge of the websites or the content thereof.

Limitation of liability
While Advantedge uses reasonable efforts to include accurate and up-to-date information on its website, errors or omissions sometimes occur. To the fullest extent permissible under applicable law, Advantedge makes no warranties or representations as to the accuracy of content on its website under no circumstances, including, but not limited to, negligence, shall Advantedge or any party involved in creating, producing, or delivering the website be liable for any direct, incidental, consequential, indirect, or punitive damages that result from the use of, or the inability to use, the materials on its website, even if Advantedge or its authorized representative are advised of the possibility of such damages. In no event shall Advantedge’s total liability for damages, losses, and causes of action exceed the amount paid by you, if any, for accessing this website. Advantedge also assumes no responsibility, and shall not be liable for, any damages to, or viruses that may infect, your computer equipment, software, data or other property as a result access to, use of, or browsing in the website or downloading of any materials, data, text, images, video, or audio from its website.

Restrictions on use of materials
This website is owned and operated by Advantedge. Except as otherwise expressly permitted by Advantedge, no materials from this website or any website owned, operated, licensed or controlled by Advantedge may be copied, reproduced, republished, uploaded, posted, transmitted, or distributed in any way. You may download material displayed on its website for personal use only, provided that you also retain all copyright and other proprietary notices contained on the materials. You may not distribute, modify, transmit, reuse, repost, or use the content of this website for public or commercial purposes, including the text, images, audio, and video without Advantedge’s written permission. Advantedge neither warrants nor represents that use of materials displayed on its website will not infringe rights of third parties.

Jurisdictional issues
Unless otherwise expressly set forth herein, Advantedge makes no representation that materials on this website are appropriate or available for use in any location. Those who choose to access its website may do so on their own initiative and are responsible for compliance with local laws.Except as expressly set forth herein the information contained on this website is not an offer to sell or a solicitation to buy any security, insurance product or other product or service by Advantedge. No security, insurance product or other product or service is offered or will be sold by Advantedge or, if sold by Advantedge, will be effective in any jurisdiction in which such offer to solicitation, purchase or sale would be unlawful under the securities, insurance or other laws of such jurisdiction. Some products and services may not be available in all jurisdictions.

Ownership of information
Any information, other than personal data or information, transmit to Advantedge via its website, by electronic mail or otherwise, including data, questions, comments, or suggestions will be treated as non-confidential and non-proprietary and will become the property of Advantedge. Such information, other than personal data or information, may be used for any purpose, including, but not limited to, reproduction, solicitations, disclosure, transmission, publication, broadcast, and posting. Advantedge is free to use any ideas, concepts, know-how, or techniques contained in any communication sent to Advantedge via this website or by any other means for any purpose whatsoever, including, but not limited to, developing and marketing products using such information.In the UK, Advantedge will treat any personal information received about you with the utmost respect and in accordance with data protection legislation, including the Data Protection Act 1998 as amended from time to time. Under the Data Protection Act 1998, you are entitled to a copy of your personal data held by us upon written request (contact details below) and payment of a fee. If the details are incorrect then you can ask us to amend them. You may also remove your personal information from our database, so as not to receive further communications, by emailing or writing to Advantedge International Companies Limited.

Copyright notice and reproduction
The website and all present and future copyright, trademarks, and other intellectual property rights relating to the website are vested in Advantedge and or its licensors. You acquire no rights in the website other than the limited right to use the website in accordance with the terms. You agree to protect the proprietary rights of Advantedge and its licensors and agree to promptly notify Advantedge in writing (contact details below) upon becoming aware of any unauthorized access or any use of the website that infringes upon any proprietary rights.All trademarks, services marks, trade names, logos, and icons are proprietary to Advantedge. Nothing contained on the website should be construed as granting, by implication, estoppel, or otherwise, any license or right to use any trademark displayed on website without the written permission of Advantedge. Use of the trademarks displayed on this website, or any other content on this website, except as provided herein, is strictly prohibited.Images displayed on this website are either the property of, or used with permission by, Advantedge. Use of images or anyone else authorized by you, is prohibited unless specifically permitted by Advantedge in writing. Any unauthorized use of images may violate copyright laws, trademark laws, the laws of privacy and publicity, and communications regulations and statutes.You are permitted to print out or download information and content from its website strictly for own personal non-commercial use or for the non-commercial use of your organization. You may not offer for sale or sell or distribute over any medium any part of this website or its content. You may not make any part of the website available as part of another website, whether by hyperlink framing on the internet or otherwise unless you have been specifically authorized to do so in writing by Advantedge. To apply for authorisation, you must either e-mail or write to Advantedge (contact details below) with the following details: (a) your name or the name of the technical contact responsible for the link(s); (b) the name of your company; (c) the email address and telephone number for you. You may not use the Advantedge name or misuse the Advantedge brand in any way, such use or misuse to be determined solely at the discretion of Advantedge. All moral rights, intellectual property rights and other equivalent rights derived from the contents of the website are hereby asserted and reserved.

Software licenses
You acknowledge that any software which may be available or provided to you on this website may contain technology that is subject to strict controls pursuant to export control laws and regulations of the United States of America and other countries and jurisdictions. You hereby agree that you will not transfer or export such software in violation of such applicable export laws and regulations. Advantedge does not authorize the downloading or exportation of any software or technical data from this website to any jurisdiction prohibited by such export controls laws and regulations.

Accuracy of the web site
Advantedge does not guarantee the accuracy, completeness or correctness of any information on the site. You agree that use of the site and its contents is entirely at your risk and to the extent permitted by law, all warranties or conditions that would, but for the terms of this disclaimer, be implied by statute or otherwise, are excluded.Advantedge will not be liable, under the terms of this disclaimer or otherwise, for any loss of profit, loss of revenue, loss of contract or any other indirect or consequential loss you may suffer as a result of the use of any of the information contained in the web site.

Changes to the web site
Advantedge may correct any errors or omissions or change the format or content of the site at any time and may terminate or suspend the operation of the site for any reason, without notice or liability.Routine maintenance, demand on systems and other circumstances may mean that this web site and the services provided on it may not always be available.

Products/services made available
The content and information provided by Advantedge on this website is not intended to be advice of any kind. A product or service shown on this website may not necessarily be suitable – this is for user to decide (and if in doubt, may wish to seek appropriate independent advice).

Before purchasing a policy you confirm that
All answers given in your application are true and correct You have read and understood the relevant policy terms and conditions and are satisfied that product meets your needs.The information and statements you give, together with the policy terms and conditions, form the basis of the contract. If you do not provide true, correct and full information you may invalidate your insurance policy. All statements made by you or information you provide prior to purchase are your responsibility. Advantedge is not liable to offer insurance coverage.Advantedge makes every reasonable effort to provide accurate and up-to-date information about the products and services it provides. However, the information is subject to changes without notice and should always be checked for the current terms and conditions of specific products and services.

Illegal activity
If you access or use any information on this web site and by doing so, you break any law or jurisdiction, Advantedge will not be responsible.

Cookies are used on our site for the purpose of compiling web statistics. They are not used to gather personal information about website users. Any information stored in the cookie is solely for server administration purpose.Cookies are programs which track the movements of individual visitors to the website and gather information. The web browser stores this information on disk in the form of a small data file. You may refuse the cookie, if you wish. To do so, you will need to adjust your browser settings.

Changes to terms and conditions
The terms and conditions are subject to change without notice and at any time. Whilst visiting the web site you agree to be bound by the current terms and conditions and you should always check each time you revisit the site.